|5 Reasons to Use Your Dental Insurance Before the End of the Year
|Did you know that you can save hundreds of dollars by using your dental benefits before the end of the year? If your dental insurance plan runs on a traditional calendar year, you may be able to save yourself hundreds of dollars if you make a dental appointment now, for the following reasons:
1) Yearly Maximum
The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, but the average tends to be around $1,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, these will not roll over, so you should utilize all of the benefits while they are still active.
The deductible is the amount of money that you must pay to your dentist out of pocket before your insurance company will pay for any services. The average deductible for a dental insurance plan is usually around $50 per year. Your deductible also starts again when your plan rolls over.
3) Fee Increases
Most dentists raise their rates at the beginning of the year due to the increased cost of living, materials, and equipment. A fee increase can also make your copay higher. Thus, if you need to see a doctor for any reason, you should do it while your current rates and copay remain, as they could potentially go up in the following year.
4) Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment down the road. What may be a simple cavity now, could turn into a root canal later. Very often, when dental issues are ignored and left to develop, they end up becoming much worse than whatever the original issue was.
If you have questions about your remaining benefits, call us today! Our staff is ready and willing to help you with an appointment to maximize your benefits.
|Adults Can Receive Dental Sealants Too
|Dental sealants provide an effective way of protecting the teeth against further damage from acids and bacteria. They are usually implemented on the back molars where they protect the enamel of a tooth by creating a barrier against harmful elements like acids. Often, we think that sealants are only created for kids. The truth is that these preventive dental applications can also be beneficial to adults.
People who are vulnerable to premature tooth decay due to poor oral hygiene or maybe biological factors need to get sealants.
There is no age limit when it comes to the protection of teeth. No matter your age, the risk of decay is still there. Sealants do a great job of keeping teeth healthy regardless of the age of the individual who has them. It is common for adults who need to take extra care of their teeth to get sealants.
If you want to know more about sealants and their use, contact us.
|Why Should I Have an In-Office Dental Cleaning?
|Dental visits are one of the activities we do not really look forward to, especially for those with cavities or other dental issues. However, this procedure is good for your teeth. An in-office dental cleaning can help kill bacteria on your teeth that cannot be reached through home care alone.
The process usually takes between 30 minutes to an hour. It involves rubbing and scraping away plaque, tartar, and bacteria with special instruments. This allows our dentist to detect any problem areas that may be present so they can be addressed and corrected immediately.
Dental plaque is a sticky, colorless film composed of bacteria that forms on your teeth. Over time, plaque hardens into tartar, which can only be removed by your dentist or hygienist. Plaque and tartar can contribute to gum disease, tooth decay, and bad breath. If you notice any signs of gum disease or cavities, it is a good idea to come in for an in-office teeth cleaning as soon as possible. Our dentist will ensure that all the plaque on your teeth has been eliminated.